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 National Pension & Provident Fund
NPPF Overview
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Nppf Overview

On March 30, 2000, the Royal Government created the National Pension & Provident Fund (NPPF) of Bhutan as an autonomous oganization responsible for the management and administration of the Civil and the Armed Forces old age retirement plans in Bhutan. It functions under the direction and supervision of the National Pension Board consisting of members representing various stakeholders. Independent Committees such the Government Working Committee and the Investment Advisory Management Committee support the National Pension Board for providing supervision, guidance and advices on the operations of the National Pension and Provident Fund.After taking over the Government Employee's Provident Fund (GEPF), which had been in effect since 1976 administered by the Royal Insurance Corporation of Bhutan (RICB), it was restructured and replaced by the National Pension and Provident Fund Plan. It constitutes a two-tiered old age protection plan with the objective to provide monthly income as well as lump sum payment to the members on retirement.Tier 1 covers the National Pension Plan, which is a partially funded Pay-As-You-Go system defined benefit scheme. It is an old age security protection scheme that obtains contributions during the working period and provides benefits after retirement to its members and their spouses.Tier 2 covers the National Provident Fund Plan, which is a fully funded defined contribution scheme. Under the scheme, members receive lump sum payments of accumulated balances upon retirement.

Currently, the members of the National Pension and Provident Fund Plan are civil servants, employees of Government owned corporations and joint-sector companies. In addition, the armed forces of the Kingdom are covered under a separate scheme. There are plans for the old age retirement schemes to be gradually expanded to include sectors other than the civil servants and the corporations.

Downloads : Civil
Civil Rules & Regulation
Membership Information
Monthly Contribution
Provident Fund Benefit
Retirement Pension
Early Retirement Pension
Pension during Waiting period
Pension Benefits before 10 years and 20 years
Permanent Dsiablity Pension
Surviving family Pension Claim
Orphan Pension Claim
Dependent Parent Pension
Provision on Taxation
Pension Delivery System
Claim procedures for Benefit Payment
Downloads : Armed Forces
Armed Forces Rules & Regulation
Provident Fund Claim
Normal Retirement Claim
Early Retirement Claim
Spousal Benefit Claim
Children Benefit Claim
Orphan Benefit Claim
Disability Claim
Downloads : Credit/Investment
Terms and Conditions for Student Loan
Student Loan Application Form
Application Forms for Education Loan
Additional Loan Request Form (Education Loan)
Application Forms for Housing Loan
Additional Loan Request Form (Housing Loan)
Loan Repayment Schedule
Download EMI Calculator for Housing and Education Loan
Instruction to enable Macro for EMI calculator
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